My husband and I just decided to not put a new roof on yet. We are going to fix around the chimney where it was leaking a bit but otherwise the roof is A-ok! (besides some missing shingles of course). I don't think insurance is going to give us any money, and I think we should wait until we NEED a new roof. Heck a lot more shingles can fly off before it does damage! (not that I want that to happen of course!)
But that means we are paying more money on the student loan instead of saving for the roof. Yay! I just made a $2,250 payment to the student loan. I forget how good it feels to write a big check to my debt! I still have $18,204 left but I made it under the 20k mark! Woo!!
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